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Payment by Vein Pattern at Fingertips Tested in London

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Published on : Sep 22, 2017

Biometric is rapidly reshaping the ways we register our identity. A number of advancements made in the biometric technology in recent years hope to enhance the level of ease, notch up security, and bring efficiency. As a result, innovations traversing diverse use cases have been made to up the attractive quotient among the Millennial generation. One such area is the methods of payment in the retail sector. In a recent trail, said to be the one-of-its kind, attempted in a supermarket in London, a biometric payment system based on unique vein patterns of fingers was tested.

The system called Fingopay is developed by Hitachi, Ltd., a conglomerate having prominent presence in the electronics industry. Costcutter, a convenience store company in the U.K., is allowing customers at the Brunel University in London to identify using the system and make payments. The company states that if the trail is successful, it would aim for a nation-wide roll-out.

Initially the customers have to register their identity by registering the veins in their fingertips, which will be scanned using infrared rays and then linked to their debit or credit cards to pay for the goods that they buy. The initiative was motivated by the aim to wipe out cash transactions off the campus.

Fingopay Hard to Spoof: Believed to be Way Better than Previous Payment Methods

Sthaler, a biometric identification and authentication service provider headquartered in London, is licensed to implement the system across the retail sector. Barclays bank has introduced the same biometrics payment technology as early as in 2014. The desktop reader was meant for its corporate customers.

Fingopay is also being tested at other places. Sthaler has spoken very highly of the technology calling it as one of the safest form of biometrics. Supporters of this new technology have uphold the spoof-free capability of Fingopay as the veins in the fingertip should have blood flow to make the identification possible. This means that the person being scanned should be alive. Several critics, however, have questioned the rush to adopt the system and are skeptical about its superiority over the previous payment authentication methods. 

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