866-997-4948(US-Canada Toll Free)

The Insurance Industry in Albania, Key Trends and Opportunities to 2018

Published By :

Timetric

Published Date : Mar 2015

Category :

Insurance

No. of Pages : 155 Pages

Synopsis

The report provides in-depth market analysis, information and insights into the Albanian insurance industry, including:

  • The Albanian insurance industry's growth prospects by segment and category
  • Key trends, drivers and challenges in the Albanian insurance industry
  • The detailed competitive landscape in the Albanian insurance industry
  • Detailed regulatory policies of the Albanian insurance industry
Executive summary

Timetric’s ' The Insurance Industry in Albania, Key Trends and Opportunities to 2018' report provides detailed analysis of the market trends, drivers, challenges in the Albanian insurance industry. It provides key performance indicators such as written premium, incurred loss, loss ratio, combined ratio, total assets, total investment income and retentions during the review period (2009–2013) and forecast period (2013–2018). The report also analyzes detailed information on the competitive landscape in the country.

The report brings together Timetric’s research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in regulatory structure.

Scope

This report provides a comprehensive analysis of the insurance industry in Albania:

  • It provides historical values for the Albanian insurance industry for the report’s 2009–2013 review period, and projected figures for the 2013–2018 forecast period.
  • It offers a detailed analysis of the key segments in the Albanian insurance industry, along with market forecasts until 2018.
  • It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, combined ratio, total assets, total investment income and retentions.
  • It profiles the top insurance companies in Albania and outlines the key regulations affecting them.
Reasons to buy

  • Make strategic business decisions using in-depth historic and forecast market data related to the Albania insurance industry and each segment and category within it.
  • Understand the demand-side dynamics, key market trends and growth opportunities in the Albanian insurance industry.
  • Assess the competitive dynamics in the Albanian insurance industry.
  • Identify the growth opportunities and market dynamics in key segments.
  • Gain insights into key regulations governing the Albanian insurance industry and their impact on companies and the industry's future.
Key highlights

  • Albania has a small but developing insurance industry
  • The Albanian insurance industry grew recording a CAGR of 2.1% during the review period
  • The development of voluntary private pension funds in the country is expected to strengthen the financial system, including insurance
  • The Albanian automobile industry registered significant growth during the review period; vehicle sales increased from 1,200 units in 2009 to 2,470 units in 2013 at a CAGR of 19.8%.
  • Non-life insurance accounted for 80.8% of the total industry’s gross written premium value in 2013, followed by the life segment with 11.3% and the personal accident and health segment with 7.9%.
  • The Albanian insurance industry is small with only 12 companies
  • The insurance industry is supervised and regulated by the Financial Supervisory Authority (FSA)
Table of Contents

1 Executive Summary

2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology

3 Albanian Insurance Industry Overview
3.1 Albanian Insurance Industry
3.2 Key Industry Trends and Drivers
3.3 Challenges

4 Industry Segmentation
4.1 Life Insurance
4.2 Non-Life Insurance
4.2.1 Property insurance
4.2.2 Motor insurance
4.2.3 Liability insurance
4.2.4 Marine, aviation and transit insurance
4.3 Personal Accident and Health Insurance
4.4 Reinsurance

5 Governance, Risk and Compliance
5.1 Legislation Overview and Historical Evolution
5.2 Legislation and Market Practice by Type of Insurance
5.2.1 Life insurance
5.2.2 Property insurance
5.2.3 Motor insurance
5.2.4 Liability insurance
5.2.5 Marine, aviation and transit insurance
5.2.6 Personal accident and health insurance
5.3 Compulsory Insurance
5.3.1 Motor third-party liability insurance
5.3.2 Social Security Insurance
5.3.3 Professional indemnity insurance for insurance brokers
5.3.4 Marine liability insurance
5.3.5 Aviation liability insurance
5.4 Supervision and Control
5.4.1 International Association of Insurance Supervisors
5.4.2 Financial Supervisory Authority
5.5 Non-Admitted Insurance Regulation
5.5.1 Overview
5.5.2 Intermediaries
5.5.3 Market practices
5.5.4 Fines and penalties
5.6 Company Registration and Operations
5.6.1 Types of insurance organization
5.6.2 Establishing a local company
5.6.3 Foreign ownership
5.6.4 Types of license
5.6.5 Capital requirements
5.6.6 Solvency margins
5.6.7 Reserve requirements
5.6.8 Investment regulations
5.6.9 Statutory return requirements
5.6.10 Fee structure
5.7 Taxation
5.7.1 Insurance premium or policy taxation
5.7.2 Withholding taxes on premium paid overseas
5.7.3 Corporate tax
5.7.4 VAT
5.7.5 Captives
5.8 Legal System
5.8.1 Introduction
5.8.2 Access to court
5.8.3 Alternative dispute resolution (ADR)

6 Competitive Landscape
6.1 Overview
6.2 Leading Companies
6.2.1 SIGAL Life UNIQA Group Austria S.A. – company overview
6.2.2 SIGAL UNIQA Group Austria S.A. – company overview
6.2.3 SiCRED S.A. – company overview
6.2.4 Eurosig S.A. – company overview
6.2.5 Insurance Institute SA (Insig S.A.) – company overview

7 Macroeconomic Indicators
7.1 GDP at Constant prices (US$)
7.2 GDP at Current Prices (US$)
7.3 GDP per capita at Current Prices (US$)
7.4 Inflation Rate
7.5 Total Internet Users
7.6 Total Labor Force
7.7 Unemployment Rate (% of Total Labor Force)
7.8 Total Life Expectancy
7.9 Urban and Rural Populations
7.1 Total Population

8 Appendix
8.1 Methodology
8.2 Contact Timetric
8.3 About Timetric
8.4 Timetric’s Services
8.5 Disclaimer

List of Table

Table 1: Insurance Industry Definitions
Table 2: Albanian Insurance Gross Written Premium by Segment (ALL Billion), 2009–2013
Table 3: Albanian Insurance Gross Written Premium by Segment (US$ Million), 2009–2013
Table 4: Albanian Insurance Gross Written Premium by Segment (ALL Billion), 2013–2018
Table 5: Albanian Insurance Gross Written Premium by Segment (US$ Million), 2013–2018
Table 6: Albanian Insurance Segmentation by Gross Written Premium (% Share), 2009–2018
Table 7: Albanian Insurance Direct Written Premium by Segment (ALL Billion), 2009–2013
Table 8: Albanian Insurance Direct Written Premium by Segment (US$ Million), 2009–2013
Table 9: Albanian Insurance Direct Written Premium by Segment (ALL Billion), 2013–2018
Table 10: Albanian Insurance Direct Written Premium by Segment (US$ Million), 2013–2018
Table 11: Albanian Insurance Segmentation by Direct Written Premium (% Share), 2009–2018
Table 12: Albanian Life Insurance – Gross Written Premium (ALL Billion), 2009–2013
Table 13: Albanian Life Insurance – Gross Written Premium (ALL Billion), 2013–2018
Table 14: Albanian Life Insurance – Direct Written Premium (ALL Billion), 2009–2013
Table 15: Albanian Life Insurance – Direct Written Premium (ALL Billion), 2013–2018
Table 16: Albanian Life Insurance – Paid Claims (ALL Million), 2009–2013
Table 17: Albanian Life Insurance – Paid Claims (ALL Million), 2013–2018
Table 18: Albanian Life Insurance – Incurred Loss (ALL Million), 2009–2013
Table 19: Albanian Life Insurance – Incurred Loss (ALL Million), 2013–2018
Table 20: Albanian Life Insurance – Loss Ratio (%), 2009–2013
Table 21: Albanian Life Insurance – Loss Ratio (%), 2013–2018
Table 22: Albanian Life Insurance – Combined Ratio (%), 2009–2013
Table 23: Albanian Life Insurance – Combined Ratio (%), 2013–2018
Table 24: Albanian Life Insurance – Total Assets (ALL Billion), 2009–2013
Table 25: Albanian Life Insurance – Total Assets (ALL Billion), 2013–2018
Table 26: Albanian Life Insurance – Total Investment Income (ALL Million), 2009–2013
Table 27: Albanian Life Insurance – Total Investment Income (ALL Million), 2013–2018
Table 28: Albanian Life Insurance – Retentions (ALL Billion), 2009–2013
Table 29: Albanian Life Insurance – Retentions (ALL Billion), 2013–2018
Table 30: Albanian Life Insurance – Total Investment Income (ALL Billion), 2009–2013
Table 31: Albanian Non-Life Insurance – Gross Written Premium by Category (ALL Billion), 2009–2013
Table 32: Albanian Non-Life Insurance – Gross Written Premium by Category (US$ Million), 2009–2013
Table 33: Albanian Non-Life Insurance – Gross Written Premium by Category (ALL Billion), 2013–2018
Table 34: Albanian Non-Life Insurance – Gross Written Premium by Category (US$ Million), 2013–2018
Table 35: Albanian Non-Life Insurance – Direct Written Premium by Category (ALL Billion), 2009–2013
Table 36: Albanian Non-Life Insurance – Direct Written Premium by Category (US$ Million), 2009–2013
Table 37: Albanian Non-Life Insurance – Direct Written Premium by Category (ALL Billion), 2013–2018
Table 38: Albanian Non-Life Insurance – Direct Written Premium by Category (US$ Million), 2013–2018
Table 39: Albanian Non-Life Insurance – Paid Claims (ALL Billion), 2009–2013
Table 40: Albanian Non-Life Insurance – Paid Claims (ALL Billion), 2013–2018
Table 41: Albanian Non-Life Insurance – Incurred Loss (ALL Billion), 2009–2013
Table 42: Albanian Non-Life Insurance – Incurred Loss (ALL Billion), 2013–2018
Table 43: Albanian Non-Life Insurance – Loss Ratio (%), 2009–2013
Table 44: Albanian Non-Life Insurance – Loss Ratio (%), 2013–2018
Table 45: Albanian Non-Life Insurance – Combined Ratio (%), 2009–2013
Table 46: Albanian Non-Life Insurance – Combined Ratio (%), 2013–2018
Table 47: Albanian Non-Life Insurance – Total Assets (ALL Billion), 2009–2013
Table 48: Albanian Non-Life Insurance – Total Assets (ALL Billion), 2013–2018
Table 49: Albanian Non-Life Insurance – Total Investment Income (ALL Million), 2009–2013
Table 50: Albanian Non-Life Insurance – Total Investment Income (ALL Million), 2013–2018
Table 51: Albanian Non-Life Insurance – Retentions (ALL Billion), 2009–2013
Table 52: Albanian Non-Life Insurance – Retentions (ALL Billion), 2013–2018
Table 53: Albanian Non-Life Insurance – Total Investment (ALL Billion), 2009–2013
Table 54: Albanian Property Insurance – Gross Written Premium (ALL Billion), 2009–2013
Table 55: Albanian Property Insurance – Gross Written Premium (ALL Billion), 2013–2018
Table 56: Albanian Motor Insurance – Gross Written Premium (ALL Billion), 2009–2013
Table 57: Albanian Motor Insurance – Gross Written Premium (ALL Billion), 2013–2018
Table 58: Albanian Liability Insurance – Gross Written Premium (ALL Million), 2009–2013
Table 59: Albanian Liability Insurance – Gross Written Premium (ALL Million), 2013–2018
Table 60: Albanian Marine, Aviation and Transit Insurance – Gross Written Premium (ALL Million), 2009–2013
Table 61: Albanian Marine, Aviation and Transit Insurance – Gross Written Premium (ALL Million), 2013–2018
Table 62: Albanian Personal Accident and Health Insurance – Gross Written Premium (ALL Billion), 2009–2013
Table 63: Albanian Personal Accident and Health Insurance – Gross Written Premium (ALL Billion), 2013–2018
Table 64: Albanian Personal Accident and Health Insurance – Paid Claims (ALL Million), 2009–2013
Table 65: Albanian Personal Accident and Health Insurance – Paid Claims (ALL Million), 2013–2018
Table 66: Albanian Personal Accident and Health Insurance – Incurred Loss (ALL Million), 2009–2013
Table 67: Albanian Personal Accident and Health Insurance – Incurred Loss (ALL Million), 2013–2018
Table 68: Albanian Personal Accident and Health Insurance – Loss Ratio (%), 2009–2013
Table 69: Albanian Personal Accident and Health Insurance – Loss Ratio (%), 2013–2018
Table 70: Albanian Personal Accident and Health Insurance – Combined Ratio (%), 2009–2013
Table 71: Albanian Personal Accident and Health Insurance – Combined Ratio (%), 2013–2018
Table 72: Albanian Personal Accident and Health Insurance – Total Assets (ALL Billion), 2009–2013
Table 73: Albanian Personal Accident and Health Insurance – Total Assets (ALL Billion), 2013–2018
Table 74: Albanian Personal Accident and Health Insurance – Total Investment Income (ALL Million), 2009–2013
Table 75: Albanian Personal Accident and Health Insurance – Total Investment Income (ALL Million), 2013–2018
Table 76: Albanian Personal Accident and Health Insurance – Retentions (ALL Million), 2009–2013
Table 77: Albanian Personal Accident and Health Insurance – Retentions (ALL Billion), 2013–2018
Table 78: Albanian Personal Accident and Health Insurance – Total Investment (ALL Billion), 2009–2013
Table 79: Albanian Reinsurance – Ceded by Insurance Segment (ALL Billion), 2009–2013
Table 80: Albanian Reinsurance – Ceded by Insurance Segment (US$ Million), 2009–2013
Table 81: Albanian Reinsurance – Ceded by Insurance Segment (ALL Billion), 2013–2018
Table 82: Albanian Reinsurance – Ceded by Insurance Segment (US$ Million), 2013–2018
Table 83: Albanian Life Insurance – Percentage of Reinsurance Ceded (%), 2009–2013
Table 84: Albanian Life Insurance – Percentage of Reinsurance Ceded (%),2013–2018
Table 85: Albanian Non-Life Insurance – Percentage of Reinsurance Ceded (%), 2009–2013
Table 86: Albanian Non-Life Insurance – Percentage of Reinsurance Ceded (%), 2013–2018
Table 87: Albanian Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2009–2013
Table 88: Albanian Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2013–2018
Table 89: Albania – Life Insurance Regulatory Framework
Table 90: Albania – Property Insurance Regulatory Framework
Table 91: Albania – Motor Insurance Regulatory Framework
Table 92: Albania – Liability Insurance Regulatory Framework
Table 93: Albania – Minimum Cover for Aircraft Third-Party Liability Per Accident Per Aircraft
Table 94: Albania – Corporate Taxes for Financial Year 2014
Table 95: Albanian Life Insurance Segment Share, 2013
Table 96: Albanian Non-Life Insurance Segment Share, 2013
Table 97: SIGAL Life UNIQA Group Austria S.A., Key Employees
Table 98: SIGAL UNIQA Group Austria S.A., Main Products
Table 99: SIGAL UNIQA Group Austria, Key Employees
Table 100: SiCRED S.A., Main Products
Table 101: SiCRED S.A., Key Employees
Table 102: Eurosig S.A., Main Products
Table 103: Eurosig S.A., Key Employees
Table 104: Insig S.A., Main Products
Table 105: Insig S.A., Key Employees

List of Chart

Figure 1: Albanian Insurance Gross Written Premium by Segment (ALL Billion), 2009–2018
Figure 2: Albanian Insurance Gross Written Premium Market Dynamics by Segment, 2009–2018
Figure 3: Albanian Insurance Direct Written Premium by Segment (ALL Billion), 2009–2018
Figure 4: Albanian Insurance Direct Written Premium Market Dynamics by Segment, 2009–2018
Figure 5: Albanian Life Insurance – Gross Written Premium (ALL Billion), 2009–2013
Figure 6: Albanian Life Insurance – Gross Written Premium (ALL Billion), 2013–2018
Figure 7: Albanian Life Insurance – Direct Written Premium (ALL Billion), 2009–2013
Figure 8: Albanian Life Insurance – Direct Written Premium (ALL Billion), 2013–2018
Figure 9: Albanian Life Insurance – Paid Claims (ALL Million), 2009–2013
Figure 10: Albanian Life Insurance – Paid Claims (ALL Million), 2013–2018
Figure 11: Albanian Life Insurance – Incurred Loss (ALL Million), 2009–2013
Figure 12: Albanian Life Insurance – Incurred Loss (ALL Million), 2013–2018
Figure 13: Albanian Life Insurance – Loss Ratio (%), 2009–2013
Figure 14: Albanian Life Insurance – Loss Ratio (%), 2013–2018
Figure 15: Albanian Life Insurance – Combined Ratio (%), 2009–2013
Figure 16: Albanian Life Insurance – Combined Ratio (%), 2013–2018
Figure 17: Albanian Life Insurance – Total Assets (ALL Billion), 2009–2013
Figure 18: Albanian Life Insurance – Total Assets (ALL Billion), 2013–2018
Figure 19: Albanian Life Insurance – Total Investment Income (ALL Million), 2009–2013
Figure 20: Albanian Life Insurance – Total Investment Income (ALL Million), 2013–2018
Figure 21: Albanian Life Insurance – Retentions (ALL Billion), 2009–2013
Figure 22: Albanian Life Insurance – Retentions (ALL Billion), 2013–2018
Figure 23: Albanian Life Insurance – Total Investment (ALL Billion), 2009–2013
Figure 24: Albanian Life Insurance – Penetration (% of GDP), 2009–2013
Figure 25: Albanian Life Insurance – Premium Per-capita (ALL), 2009–2013
Figure 26: Albanian Non-Life Insurance – Gross Written Premium by Category (ALL Billion), 2009–2018
Figure 27: Albanian Non-Life Insurance – Gross Written Premium by Category (%), 2013 and 2018
Figure 28: Albanian Non-Life Insurance – Gross Written Premium Dynamics by Category, 2009–2018
Figure 29: Albanian Non-Life Insurance – Direct Written Premium by Category (ALL Billion), 2009–2018
Figure 30: Albanian Non-Life Insurance – Direct Written Premium by Category (%), 2013 and 2018
Figure 31: Albanian Non-Life Insurance – Direct Written Premium Dynamics by Category, 2009–2018
Figure 32: Albanian Non-Life Insurance – Paid Claims (ALL Billion), 2009–2013
Figure 33: Albanian Non-Life Insurance – Paid Claims (ALL Billion), 2013–2018
Figure 34: Albanian Non-Life Insurance – Incurred Loss (ALL Billion), 2009–2013
Figure 35: Albanian Non-Life Insurance – Incurred Loss (ALL Billion), 2013–2018
Figure 36: Albanian Non-Life Insurance – Loss Ratio (%), 2009–2013
Figure 37: Albanian Non-Life Insurance – Loss Ratio (%), 2013–2018
Figure 38: Albanian Non-Life Insurance – Combined Ratio (%), 2009–2013
Figure 39: Albanian Non-Life Insurance – Combined Ratio (%), 2013–2018
Figure 40: Albanian Non-Life Insurance – Total Assets (ALL Billion), 2009–2013
Figure 41: Albanian Non-Life Insurance – Total Assets (ALL Billion), 2013–2018
Figure 42: Albanian Non-Life Insurance – Total Investment Income (ALL Million), 2009–2013
Figure 43: Albanian Non-Life Insurance – Total Investment Income (ALL Million), 2013–2018
Figure 44: Albanian Non-Life Insurance – Retentions (ALL Billion), 2009–2013
Figure 45: Albanian Non-Life Insurance – Retentions (ALL Billion), 2013–2018
Figure 46: Albanian Non-Life Insurance – Total Investment (ALL Billion), 2009–2013
Figure 47: Albanian Non-Life Insurance Penetration (% of GDP), 2009–2013
Figure 48: Albanian Non-Life Insurance – Premium Per Capita (ALL), 2009–2013
Figure 49: Albanian Property Insurance – Gross Written Premium (ALL Billion), 2009–2013
Figure 50: Albanian Property Insurance – Gross Written Premium (ALL Billion), 2013–2018
Figure 51: Albanian Motor Insurance – Gross Written Premium (ALL Billion), 2009–2013
Figure 52: Albanian Motor Insurance – Gross Written Premium (ALL Billion), 2013–2018
Figure 53: Albanian Liability Insurance – Gross Written Premium (ALL Million), 2009–2013
Figure 54: Albanian Liability Insurance – Gross Written Premium (ALL Million), 2013–2018
Figure 55: Albanian Marine, Aviation and Transit Insurance – Gross Written Premium (ALL Million), 2009–2013
Figure 56: Albanian Marine, Aviation and Transit Insurance – Gross Written Premium (ALL Million), 2013–2018
Figure 57: Albanian Personal Accident and Health Insurance – Gross Written Premium (ALL Billion), 2009–2013
Figure 58: Albanian Personal Accident and Health Insurance – Gross Written Premium (ALL Billion), 2013–2018
Figure 59: Albanian Personal Accident and Health Insurance – Paid Claims by Category (ALL Million), 2009–2013
Figure 60: Albanian Personal Accident and Health Insurance – Paid Claims (ALL Million), 2013–2018
Figure 61: Albanian Personal Accident and Health Insurance – Incurred Loss (ALL Million), 2009–2013
Figure 62: Albanian Personal Accident and Health Insurance – Incurred Loss (ALL Million), 2013–2018
Figure 63: Albanian Personal Accident and Health Insurance – Loss Ratio (%), 2009–2013
Figure 64: Albanian Personal Accident and Health Insurance – Loss Ratio (%), 2013–2018
Figure 65: Albanian Personal Accident and Health Insurance – Combined Ratio (%), 2009–2013
Figure 66: Albanian Personal Accident and Health Insurance – Combined Ratio (%), 2013–2018
Figure 67: Albanian Personal Accident and Health Insurance – Total Assets (ALL Billion), 2009–2013
Figure 68: Albanian Personal Accident and Health Insurance – Total Assets (ALL Billion), 2013–2018
Figure 69: Albanian Personal Accident and Health Insurance – Total Investment Income (ALL Million), 2009–2013
Figure 70: Albanian Personal Accident and Health Insurance – Total Investment Income (ALL Million), 2013–2018
Figure 71: Albanian Personal Accident and Health Insurance – Retentions (ALL Million), 2009–2013
Figure 72: Albanian Personal Accident and Health Insurance – Retentions (ALL Billion), 2013–2018
Figure 73: Albanian Personal Accident and Health Insurance – Total Investment (ALL Billion), 2009–2013
Figure 74: Albanian Personal Accident and Health Insurance Penetration (% of GDP), 2009–2013
Figure 75: Albanian Personal Accident and Health Insurance – Premium Per Capita (ALL), 2009–2013
Figure 76: Albanian Reinsurance – Ceded by Insurance Segment (ALL Billion), 2009–2018
Figure 77: Albanian Reinsurance – Dynamics by Insurance Segment, 2009–2018
Figure 78: Albanian Life Insurance – Percentage of Reinsurance Ceded (%), 2009–2013
Figure 79: Albanian Life Insurance – Percentage of Reinsurance Ceded (%), 2013–2018
Figure 80: Albanian Non-Life Insurance – Percentage of Reinsurance Ceded (%), 2009–2013
Figure 81: Albanian Non-Life Insurance – Percentage of Reinsurance Ceded (%), 2013–2018
Figure 82: Albanian Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2009–2013
Figure 83: Albanian Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2013–2018
Figure 84: Albania – Insurance Regulatory Framework
Figure 85: Albania – Insurance Supervision and Control at Various Levels
Figure 86: Albania – Insurance Regulatory Frameworks for Company Registration and Operation
Figure 87: Albanian Life Insurance Segment – Segment Share 2013
Figure 88: Albanian Non-Life Insurance Segment – Segment Share 2011
Figure 89: Albanian GDP at Constant Prices (US$ Billion), 2009–2013
Figure 90: Albanian GDP at Current Prices (US$ Billion), 2009–2013
Figure 91: Albanian GDP Per Capita at Current Prices (US$), 2009–2013
Figure 92: Albanian Inflation Rate (%), 2009–2013
Figure 93: Albanian Total Internet Users (Million), 2009–2013
Figure 94: Albanian Total Labor Force (Million), 2008–2012
Figure 95: Albanian Unemployment Rate (%), 2009–2013
Figure 96: Albanian Total Life Expectancy (Years), 2009–2013
Figure 97: Albanian Urban and Rural Populations (%), 2009–2013
Figure 98: Albanian Total Populations (Million), 2009–2013

Make an enquiry before buying this Report

Please fill the enquiry form below.

  • Full Name *
  • Your Email *
  • Job Title *
  • Company *
  • Phone No. * (Pls. Affix Country Code)
  • Message
  • Security Code *