The banking sector in Poland is well capitalized and efficient. The market for financial services is dominated by large local banks holding sizable market shares, which remain broadly consistent across all product lines. Product ownership rates are high, particularly for current and savings accounts. Consumers mostly favor providers they have an existing relationship with and product application is still largely conducted via branches, meaning there is considerable scope for providers to encourage greater use of digital channels. Domesticandforeignbankshavealso madeinvestmentsinlow-costdistributionchannelssuchas mobile banking.
Verdict Financials Retail Banking Market Insights: Country Snapshot Poland is a review of the retail banking sector in Poland, with a particular focus on the current account, savings, mortgage, and personal loan markets. It includes both market-level data and insight from our global consumer survey.
Table of Contents
BANK INFRASTRUCTURE & REGULATION
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Mobile commerce is handled by devices like laptops, cellular phones, Smart phones and tablet computers to execute online commercial transactions. Mobile commerce is experiencing continuous growth in a variety of fields including sales and purchase of a wide range of services and goods, payments of bills, net banking and so on. All these transactions are collectively known as m-commerce or mobile commerce. Mobile commerce is a successor o...
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