866-997-4948(US-Canada Toll Free)

Personal Accident and Health Insurance in Uruguay, Key Trends and Opportunities to 2018

Published By :

Timetric

Published Date : Mar 2015

Category :

Health Insurance

No. of Pages : 197 Pages

Synopsis

The report provides in-depth market analysis, information and insights into the Uruguayan personal accident and health insurance segment, including:

  • The Uruguayan personal accident and health insurance segment’s growth prospects by insurance category
  • Key trends, drivers and challenges for the personal accident and health insurance segment
  • The various distribution channels in the Uruguayan personal accident and health insurance segment
  • The detailed competitive landscape in the personal accident and health insurance segment in Uruguay
  • Detailed regulatory policies of the Uruguayan insurance industry
  • Analysis of various consumer segments in Uruguayan personal accident and health insurance
  • Key developments in the Uruguayan personal accident and health insurance segment
  • New products launched by Uruguayan personal accident and health insurers
Executive summary

  • Timetric’s 'Personal Accident and Health Insurance in the Uruguay, Key Trends and Opportunities to 2018' report provides detailed analysis of the market trends, drivers, challenges in the Uruguayan personal accident and health insurance segment. It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions during the review period (2009–2013) and forecast period (2013–2018). The report also analyzes distribution channels operating in the segment, and provides detailed information on the competitive landscape in the country. 
  • The report brings together Timetric’s research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in regulatory structure.

Scope

This report provides a comprehensive analysis of the personal accident and health insurance segment in Uruguay:

  • It provides historical values for the Uruguayan personal accident and health insurance segment for the report’s 2009–2013 review period, and projected figures for the 2013–2018 forecast period.
  • It offers a detailed analysis of the key categories in the Uruguayan personal accident and health insurance segment, along with market forecasts until 2018.
  • It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.
  • It analyses the various distribution channels for personal accident and health insurance products in Uruguay.
  • It profiles the top personal accident and health insurance companies in Uruguay and outlines the key regulations affecting them.
Reasons to buy

  • Make strategic business decisions using in-depth historic and forecast market data related to the Uruguayan personal accident and health insurance segment and each category within it.
  • Understand the demand-side dynamics, key market trends and growth opportunities in the Uruguayan personal accident and health insurance segment.
  • Assess the competitive dynamics in the personal accident and health insurance segment.
  • Identify the growth opportunities and market dynamics in key product categories.
  • Gain insights into key regulations governing the Uruguayan insurance industry and their impact on companies and the industry's future.

Key highlights

  • The personal accident and health insurance segment was the smallest and slowest-growing segment in the Uruguayan insurance industry.
  • The growth was supplemented by compulsory social security contributions, rising healthcare costs and the expanding middle income group.
  • The Uruguayan public healthcare system provides necessary services to low-income groups. However, long waiting times make it an unattractive option for middle and higher income groups. 
  • The high number of suicides and traffic accidents were leading reasons for an increased demand for personal accident insurance category in Uruguay.
  • However, the increasing inflation and rising threat of terminal diseases is projected to affect insurer’s claims and losses over the forecast period.
  • The Uruguayan personal accident and health insurance segment was dominated by agencies and brokers, with the channels generating XX.X% of the segments total gross written premiums in 2013.
Table of Contents

1 Key Facts and Events

2 Executive Summary

3 Introduction
3.1 What is this Report About?
3.2 Definitions
3.3 Methodology

4 Uruguayan Insurance Industry Attractiveness
4.1 Insurance Industry Size, 2009–2018

5 Personal Accident and Health Insurance Segment Outlook
5.1 Consumer Segmentation
5.2 Key Drivers
5.3 Key Trends
5.4 Challenges
5.5 Personal Accident and Health Insurance Growth Prospects by Category
5.5.1 Personal accident insurance
5.5.2 Travel insurance
5.5.3 Health insurance

6 Analysis by Distribution Channel
6.1 Direct Marketing
6.2 Bancassurance
6.3 Agencies
6.4 E-Commerce
6.5 Brokers
6.6 Other Channels

7 Governance, Risk and Compliance
7.1 Legislation Overview and Historical Evolution
7.2 Legislation and Market Practice by Type of Insurance
7.2.1 Life insurance
7.2.2 Property insurance
7.2.3 Motor insurance
7.2.4 Marine, aviation and transit insurance
7.2.5 Personal accident and health insurance
7.3 Compulsory Insurance
7.3.1 Motor third-party liability (MTPL) insurance
7.3.2 Worker’s compensation insurance
7.3.3 Aviation liability insurance
7.4 Supervision and Control
7.4.1 International Association of Insurance Supervisors (IAIS)
7.4.2 Superintendence of Insurance and Reinsurance
7.5 Non-Admitted Insurance Regulations
7.5.1 Overview
7.5.2 Intermediaries
7.5.3 Market practices
7.5.4 Fines and penalties
7.6 Company Registration and Operations
7.6.1 Types of insurance organization
7.6.2 Establishing a local company
7.6.3 Foreign ownership
7.6.4 Types of license
7.6.5 Capital requirements
7.6.6 Solvency margins
7.6.7 Reserve requirements
7.6.8 Investment regulations
7.6.9 Statutory return requirements
7.6.10 Fee structure
7.7 Taxation
7.7.1 Insurance premium or policy taxation
7.7.2 Withholding taxes on premium paid overseas
7.7.3 Corporate tax
7.7.4 VAT
7.7.5 Captives
7.8 Legal System
7.8.1 Introduction
7.8.2 Access to court
7.8.3 Alternative dispute resolution (ADR)

8 Competitive Landscape and Strategic Insights
8.1 Overview
8.2 Key Companies in the Uruguayan Personal Accident and Health Insurance Segment
8.3 Leading Personal Accident and Health Insurers – Product Portfolio
8.4 Leading Personal Accident and Health Insurers – Key Developments
8.5 Banco De Seguros Del Estado – Company Overview
8.5.1 Banco De Seguros Del Estado – key facts
8.6 MetLife Seguros SA. – Company Overview
8.6.1 MetLife Seguros SA. – key facts
8.7 Mapfre La Uruguaya SA. – Company Overview
8.7.1 Mapfre La Uruguaya SA. – key facts
8.8 Royal & Sun Alliance Seguros (Uruguay) SA. – Company Overview
8.8.1 Royal & Sun Alliance Seguros (Uruguay) SA. – key facts
8.9 Sancor Seguros SA. – Company Overview
8.9.1 Sancor Seguros SA. – key facts
8.10 HDI Seguros SA. – Company Overview
8.10.1 HDI Seguros SA. – key facts
8.11 Compañia Cooperativa De Seguros Surco – Company Overview
8.11.1 Compañia Cooperativa De Seguros Surco – key facts
8.12 Porto Seguro - Seguros Del Uruguay SA. – Company Overview
8.12.1 Porto Seguro - Seguros Del Uruguay SA. – key facts

9 Appendix – 1
9.1 Economic Performance
9.1.1 GDP at constant prices (US$)
9.1.2 GDP per capita at constant prices (US$)
9.1.3 GDP at current prices (US$)
9.1.4 GDP per capita at current prices (US$)
9.1.5 Inflation rate
9.1.6 Annual average exchange rate UYU–US$
9.2 Infrastructure
9.2.1 Commercial vehicle exports – total value
9.2.2 Commercial vehicle imports – total value
9.2.3 Automotive exports – total value
9.2.4 Automotive imports – total value
9.2.5 Total internet subscribers
9.3 Labor Force
9.3.1 Unemployment rate
9.4 Demographics
9.4.1 Total population
9.4.2 Urban and rural populations
9.4.3 Age distribution of the total population
9.4.4 Life expectancy

10 Appendix – 2
10.1 Methodology
10.2 Contact Timetric
10.3 About Timetric
10.4 Timetric’s Services
10.5 Disclaimer

List of Table

Table 1: Uruguayan Personal Accident and Health Insurance – Key Facts, 2013
Table 2: Insurance Industry Definitions
Table 3: Uruguayan Insurance Industry – Gross Written Premium by Segment (UYU Billion), 2009–2013
Table 4: Uruguayan Insurance Industry – Gross Written Premium by Segment (US$ Billion), 2009–2013
Table 5: Uruguayan Insurance Industry – Gross Written Premium by Segment (UYU Billion), 2013–2018
Table 6: Uruguayan Insurance Industry – Gross Written Premium by Segment (US$ Billion), 2013–2018
Table 7: Uruguayan Insurance Industry – Gross Written Premium by Segment (Percentage Share), 2009–2018
Table 8: Uruguayan Insurance Industry – Direct Written Premium by Segment (UYU Billion), 2009–2013
Table 9: Uruguayan Insurance Industry – Direct Written Premium by Segment (US$ Billion), 2009–2013
Table 10: Uruguayan Insurance Industry – Direct Written Premium by Segment (UYU Billion), 2013–2018
Table 11: Uruguayan Insurance Industry – Direct Written Premium by Segment (US$ Billion), 2013–2018
Table 12: Uruguayan Insurance Industry – Direct Written Premium by Segment (Percentage Share), 2009–2018
Table 13: Uruguayan Personal Accident and Health Insurance – Gross Written Premium by Category (UYU Million), 2009–2013
Table 14: Uruguayan Personal Accident and Health Insurance – Gross Written Premium by Category (US$ Million), 2009–2013
Table 15: Uruguayan Personal Accident and Health Insurance – Gross Written Premium by Category (UYU Million), 2013–2018
Table 16: Uruguayan Personal Accident and Health Insurance – Gross Written Premium by Category (US$ Million), 2013–2018
Table 17: Uruguayan Personal Accident and Health Insurance – Direct Written Premium by Category (UYU Million), 2009–2013
Table 18: Uruguayan Personal Accident and Health Insurance – Direct Written Premium by Category (US$ Million), 2009–2013
Table 19: Uruguayan Personal Accident and Health Insurance – Direct Written Premium by Category (UYU Million), 2013–2018
Table 20: Uruguayan Personal Accident and Health Insurance – Direct Written Premium by Category (US$ Million), 2013–2018
Table 21: Uruguayan Personal Accident and Health Insurance – Earned Premium (UYU Million), 2009–2013
Table 22: Uruguayan Personal Accident and Health Insurance – Earned Premium (UYU Million), 2013–2018
Table 23: Uruguayan Personal Accident and Health Insurance – Paid Claims by Category (UYU Million), 2009–2013
Table 24: Uruguayan Personal Accident and Health Insurance – Paid Claims by Category (US$ Million), 2009–2013
Table 25: Uruguayan Personal Accident and Health Insurance – Paid Claims by Category (UYU Million), 2013–2018
Table 26: Uruguayan Personal Accident and Health Insurance – Paid Claims by Category (US$ Million), 2013–2018
Table 27: Uruguayan Personal Accident and Health Insurance – Incurred Loss by Category (UYU Million), 2009–2013
Table 28: Uruguayan Personal Accident and Health Insurance – Incurred Loss by Category (US$ Million), 2009–2013
Table 29: Uruguayan Personal Accident and Health Insurance – Incurred Loss by Category (UYU Million), 2013–2018
Table 30: Uruguayan Personal Accident and Health Insurance – Incurred Loss by Category (US$ Million), 2013–2018
Table 31: Uruguayan Personal Accident and Health Insurance – Retentions by Category (UYU Million), 2009–2013
Table 32: Uruguayan Personal Accident and Health Insurance – Retentions by Category (US$ Million), 2009–2013
Table 33: Uruguayan Personal Accident and Health Insurance – Retentions by Category (UYU Million), 2013–2018
Table 34: Uruguayan Personal Accident and Health Insurance – Retentions by Category (US$ Million), 2013–2018
Table 35: Uruguayan Personal Accident and Health Insurance – Loss Ratio (%), 2009–2013
Table 36: Uruguayan Personal Accident and Health Insurance – Loss Ratio (%), 2013–2018
Table 37: Uruguayan Personal Accident and Health Insurance – Commission and Expenses (UYU Million), 2009–2013
Table 38: Uruguayan Personal Accident and Health Insurance – Commission and Expenses (UYU Million), 2013–2018
Table 39: Uruguayan Personal Accident and Health Insurance – Combined Ratio (%), 2009–2013
Table 40: Uruguayan Personal Accident and Health Insurance – Combined Ratio (%), 2013–2018
Table 41: Uruguayan Personal Accident and Health Insurance – Fraud and Crime (UYU Million), 2009–2013
Table 42: Uruguayan Personal Accident and Health Insurance – Fraud and Crime (UYU Million), 2013–2018
Table 43: Uruguayan Personal Accident and Health Insurance – Total Assets (UYU Billion), 2009–2013
Table 44: Uruguayan Personal Accident and Health Insurance – Total Assets (UYU Billion), 2013–2018
Table 45: Uruguayan Personal Accident and Health Insurance – Total Investment Income (UYU Million), 2009–2013
Table 46: Uruguayan Personal Accident and Health Insurance – Total Investment Income (UYU Million), 2013–2018
Table 47: Uruguayan Personal Accident and Health Insurance – Retentions (UYU Million), 2009–2013
Table 48: Uruguayan Personal Accident and Health Insurance – Retentions (UYU Million), 2013–2018
Table 49: Uruguayan Personal Accident Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 50: Uruguayan Personal Accident Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 51: Uruguayan Personal Accident Insurance – Gross Written Premium (UYU Million), 2009–2013
Table 52: Uruguayan Personal Accident Insurance – Gross Written Premium (UYU Million), 2013–2018
Table 53: Uruguayan Personal Accident Insurance – Loss Ratio (%), 2009–2013
Table 54: Uruguayan Personal Accident Insurance – Loss Ratio (%), 2013–2018
Table 55: Uruguayan Travel Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 56: Uruguayan Travel Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 57: Uruguayan Travel Insurance – Gross Written Premium (UYU Million), 2009–2013
Table 58: Uruguayan Travel Insurance – Gross Written Premium (UYU Million), 2013–2018
Table 59: Uruguayan Travel Insurance – Loss Ratio (%), 2009–2013
Table 60: Uruguayan Travel Insurance – Loss Ratio (%), 2013–2018
Table 61: Uruguayan Health Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 62: Uruguayan Health Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 63: Uruguayan Health Insurance – Gross Written Premium (UYU Million), 2009–2013
Table 64: Uruguayan Health Insurance – Gross Written Premium (UYU Million), 2013–2018
Table 65: Uruguayan Health Insurance – Direct Written Premium (UYU Million), 2009–2013
Table 66: Uruguayan Health Insurance – Direct Written Premium (UYU Million), 2013–2018
Table 67: Uruguayan Health Insurance – Loss Ratio (%), 2009–2013
Table 68: Uruguayan Health Insurance – Loss Ratio (%), 2013–2018
Table 69: Uruguayan Health Insurance – Retentions (UYU Million), 2009–2013
Table 70: Uruguayan Health Insurance – Retentions (UYU Million), 2013–2018
Table 71: Uruguayan Personal Accident and Health Insurance – Direct Marketing Commission Paid (UYU Million), 2009–2013
Table 72: Uruguayan Personal Accident and Health Insurance – Direct Marketing Commission Paid (UYU Million), 2013–2018
Table 73: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2009–2013
Table 74: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2013–2018
Table 75: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2009–2013
Table 76: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2013–2018
Table 77: Uruguayan Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2009–2013
Table 78: Uruguayan Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2013–2018
Table 79: Uruguayan Personal Accident and Health Insurance – Bancassurance Commission Paid (UYU Million), 2009–2013
Table 80: Uruguayan Personal Accident and Health Insurance – Bancassurance Commission Paid (UYU Million), 2013–2018
Table 81: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2009–2013
Table 82: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2013–2018
Table 83: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2009–2013
Table 84: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2013–2018
Table 85: Uruguayan Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2009–2013
Table 86: Uruguayan Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2013–2018
Table 87: Uruguayan Personal Accident and Health Insurance – Commission Paid to Agencies (UYU Million), 2009–2013
Table 88: Uruguayan Personal Accident and Health Insurance – Commission Paid to Agencies (UYU Million), 2013–2018
Table 89: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2009–2013
Table 90: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2013–2018
Table 91: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2009–2013
Table 92: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2013–2018
Table 93: Uruguayan Personal Accident and Health Insurance – Number of Agencies, 2009–2013
Table 94: Uruguayan Personal Accident and Health Insurance – Number of Agencies, 2013–2018
Table 95: Uruguayan Personal Accident and Health Insurance – E-Commerce Commission Paid (UYU Million), 2009–2013
Table 96: Uruguayan Personal Accident and Health Insurance – E-Commerce Commission Paid (UYU Million), 2013–2018
Table 97: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2009–2013
Table 98: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2013–2018
Table 99: Uruguayan Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2009–2013
Table 100: Uruguayan Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2013–2018
Table 101: Uruguayan Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2009–2013
Table 102: Uruguayan Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2013–2018
Table 103: Uruguayan Personal Accident and Health Insurance – Commission Paid to Brokers (UYU Million), 2009–2013
Table 104: Uruguayan Personal Accident and Health Insurance – Commission Paid to Brokers (UYU Million), 2013–2018
Table 105: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2009–2013
Table 106: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2013–2018
Table 107: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2009–2013
Table 108: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2013–2018
Table 109: Uruguayan Personal Accident and Health Insurance – Number of Brokers, 2009–2013
Table 110: Uruguayan Personal Accident and Health Insurance – Number of Brokers, 2013–2018
Table 111: Uruguayan Personal Accident and Health Insurance – Commission Paid to Other Channels (UYU Million), 2009–2013
Table 112: Uruguayan Personal Accident and Health Insurance – Commission Paid to Other Channels (UYU Million), 2013–2018
Table 113: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2009–2013
Table 114: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2013–2018
Table 115: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2009–2013
Table 116: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2013–2018
Table 117: Uruguayan Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2009–2013
Table 118: Uruguayan Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2013–2018
Table 119: Uruguay – Life Insurance Regulatory Framework
Table 120: Uruguay – Property Insurance Regulatory Framework
Table 121: Uruguay – Motor Insurance Regulatory Framework
Table 122: Uruguay − Insurance Premium Tax Rates
Table 123: Uruguay – Corporate Taxes for the Financial Year 2014
Table 124: Shares of Key Insurers in the Uruguayan Personal Accident and Health Insurance Segment (%), 2013
Table 125: Banco De Seguros Del Estado, Key Facts
Table 126: MetLife Seguros SA., Key Facts
Table 127: Mapfre La Uruguaya SA., Key Facts
Table 128: Royal & Sun Alliance Seguros (Uruguay) SA., Key Facts
Table 129: Sancor Seguros SA., Key Facts
Table 130: HDI Seguros SA., Key Facts
Table 131: Compañia Cooperativa De Seguros Surco, Key Facts
Table 132: Porto Seguro - Seguros Del Uruguay SA., Key Facts

List of Chart

Figure 1: Uruguayan Insurance Industry – Gross Written Premium by Segment (UYU Billion), 2009–2018
Figure 2: Uruguayan Insurance Industry – Gross Written Premium Dynamics by Segment, (2009–2018)
Figure 3: Uruguayan Insurance Industry – Direct Written Premium by Segment (UYU Billion), 2009–2018
Figure 4: Uruguayan Insurance Industry – Direct Written Premium Dynamics by Segment (2009–2018)
Figure 5: Uruguayan Personal Accident and Health Insurance – Gross Written Premium by Category (Percentage Share), 2013 and 2018
Figure 6: Uruguayan Healthcare Expenditure Statistics, 2008−2012
Figure 7: Uruguayan Population Distribution by Gender and Age Group, 2009–2013
Figure 8: Uruguayan Outbound Tourism (Million), 2008–2011
Figure 9: Uruguayan Personal Accident and Health Insurance – Gross Written Premium by Category (UYU Million), 2009–2018
Figure 10: Uruguayan Personal Accident and Health Insurance – Gross Written Premium by Category (Percentage Share), 2013 and 2018
Figure 11: Uruguayan Personal Accident and Health Insurance – Gross Written Premium Dynamics by Category, 2009–2018
Figure 12: Uruguayan Personal Accident and Health Insurance – Direct Written Premium by Category (UYU Million), 2009–2018
Figure 13: Uruguayan Personal Accident and Health Insurance – Direct Written Premium by Category (Percentage Share), 2013 and 2018
Figure 14: Uruguayan Personal Accident and Health Insurance – Gross Written Premium Dynamics by Category, 2009–2018
Figure 15: Uruguayan Personal Accident and Health Insurance – Earned Premium (UYU Million), 2009–2013
Figure 16: Uruguayan Personal Accident and Health Insurance – Earned Premium (UYU Million), 2013–2018
Figure 17: Uruguayan Personal Accident and Health Insurance – Paid Claims by Category (UYU Million), 2009–2018
Figure 18: Uruguayan Personal Accident and Health Insurance – Incurred Loss by Category (UYU Million), 2009–2018
Figure 19: Uruguayan Personal Accident and Health Insurance – Retentions by Category (UYU Million), 2009–2018
Figure 20: Uruguayan Personal Accident and Health Insurance – Loss Ratio (%), 2009–2013
Figure 21: Uruguayan Personal Accident and Health Insurance – Loss Ratio (%), 2013–2018
Figure 22: Uruguayan Personal Accident and Health Insurance – Commission and Expenses (UYU Million), 2009–2013
Figure 23: Uruguayan Personal Accident and Health Insurance – Commission and Expenses (UYU Million), 2013–2018
Figure 24: Uruguayan Personal Accident and Health Insurance – Combined Ratio (%), 2009–2013
Figure 25: Uruguayan Personal Accident and Health Insurance – Combined Ratio (%), 2013–2018
Figure 26: Uruguayan Personal Accident and Health Insurance – Fraud and Crime (UYU Million), 2009–2013
Figure 27: Uruguayan Personal Accident and Health Insurance – Fraud and Crime (UYU Million), 2013–2018
Figure 28: Uruguayan Personal Accident and Health Insurance – Total Assets (UYU Billion), 2009–2013
Figure 29: Uruguayan Personal Accident and Health Insurance – Total Assets (UYU Billion), 2013–2018
Figure 30: Uruguayan Personal Accident and Health Insurance – Total Investment Income (UYU Million), 2009–2013
Figure 31: Uruguayan Personal Accident and Health Insurance – Total Investment Income (UYU Million), 2013–2018
Figure 32: Uruguayan Personal Accident and Health Insurance – Retentions (UYU Million), 2009–2013
Figure 33: Uruguayan Personal Accident and Health Insurance – Retentions (UYU Million), 2013–2018
Figure 34: Uruguayan Personal Accident and Health Insurance – Investment Portfolio (UYU Billion), 2009–2013
Figure 35: Uruguayan Personal Accident and Health Insurance – Investment Portfolio (% Share), 2009 and 2013
Figure 36: Uruguayan Personal Accident and Health Insurance Penetration (%), 2009–2013
Figure 37: Uruguayan Personal Accident and Health Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 38: Uruguayan Personal Accident and Health Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 39: Uruguayan Personal Accident and Health Insurance – Premium Per Capita (UYU), 2009–2013
Figure 40: Uruguayan Personal Accident Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 41: Uruguayan Personal Accident Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 42: Uruguayan Personal Accident Insurance – Gross Written Premium (UYU Million), 2009–2013
Figure 43: Uruguayan Personal Accident Insurance – Gross Written Premium (UYU Million), 2013–2018
Figure 44: Uruguayan Personal Accident Insurance – Loss Ratio (%), 2009–2013
Figure 45: Uruguayan Personal Accident Insurance – Loss Ratio (%), 2013–2018
Figure 46: Uruguayan Travel Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 47: Uruguayan Travel Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 48: Uruguayan Travel Insurance – Gross Written Premium (UYU Million), 2009–2013
Figure 49: Uruguayan Travel Insurance – Gross Written Premium (UYU Million), 2013–2018
Figure 50: Uruguayan Travel Insurance – Loss Ratio (%), 2009–2013
Figure 51: Uruguayan Travel Insurance – Loss Ratio (%), 2013–2018
Figure 52: Uruguayan Health Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 53: Uruguayan Health Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 54: Uruguayan Health Insurance – Gross Written Premium (UYU Million), 2009–2013
Figure 55: Uruguayan Health Insurance – Gross Written Premium (UYU Million), 2013–2018
Figure 56: Uruguayan Health Insurance – Direct Written Premium (UYU Million), 2009–2013
Figure 57: Uruguayan Health Insurance – Direct Written Premium (UYU Million), 2013–2018
Figure 58: Uruguayan Health Insurance – Loss Ratio (%), 2009–2013
Figure 59: Uruguayan Health Insurance – Loss Ratio (%), 2013–2018
Figure 60: Uruguayan Health Insurance – Retentions (UYU Million), 2009–2013
Figure 61: Uruguayan Health Insurance – Retentions (UYU Million), 2013–2018
Figure 62: Uruguayan Personal Accident and Health Insurance – Gross Written Premium by Distribution Channel (Percentage Share), 2013 and 2018
Figure 63: Uruguayan Personal Accident and Health Insurance – Direct Marketing Commission Paid (UYU Million), 2009–2013
Figure 64: Uruguayan Personal Accident and Health Insurance – Direct Marketing Commission Paid (UYU Million), 2013–2018
Figure 65: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2009–2013
Figure 66: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2013–2018
Figure 67: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2009–2013
Figure 68: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2013–2018
Figure 69: Uruguayan Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2009–2013
Figure 70: Uruguayan Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2013–2018
Figure 71: Uruguayan Personal Accident and Health Insurance – Bancassurance Commission Paid (UYU Million), 2009–2013
Figure 72: Uruguayan Personal Accident and Health Insurance – Bancassurance Commission Paid (UYU Million), 2013–2018
Figure 73: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2009–2013
Figure 74: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2013–2018
Figure 75: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2009–2013
Figure 76: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2013–2018
Figure 77: Uruguayan Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2009–2013
Figure 78: Uruguayan Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2013–2018
Figure 79: Uruguayan Personal Accident and Health Insurance – Commission Paid to Agencies (UYU Million), 2009–2013
Figure 80: Uruguayan Personal Accident and Health Insurance – Commission Paid to Agencies (UYU Million), 2013–2018
Figure 81: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2009–2013
Figure 82: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2013–2018
Figure 83: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2009–2013
Figure 84: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2013–2018
Figure 85: Uruguayan Personal Accident and Health Insurance – Number of Agencies, 2009–2013
Figure 86: Uruguayan Personal Accident and Health Insurance – Number of Agencies, 2013–2018
Figure 87: Uruguayan Personal Accident and Health Insurance – E-Commerce Commission Paid (UYU Million), 2009–2013
Figure 88: Uruguayan Personal Accident and Health Insurance – E-Commerce Commission Paid (UYU Million), 2013–2018
Figure 89: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2009–2013
Figure 90: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2013–2018
Figure 91: Uruguayan Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2009–2013
Figure 92: Uruguayan Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2013–2018
Figure 93: Uruguayan Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2009–2013
Figure 94: Uruguayan Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2013–2018
Figure 95: Uruguayan Personal Accident and Health Insurance – Commission Paid to Brokers (UYU Million), 2009–2013
Figure 96: Uruguayan Personal Accident and Health Insurance – Commission Paid to Brokers (UYU Million), 2013–2018
Figure 97: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2009–2013
Figure 98: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2013–2018
Figure 99: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2009–2013
Figure 100: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2013–2018
Figure 101: Uruguayan Personal Accident and Health Insurance – Number of Brokers, 2009–2013
Figure 102: Uruguayan Personal Accident and Health Insurance – Number of Brokers, 2013–2018
Figure 103: Uruguayan Personal Accident and Health Insurance – Commission Paid to Other Channels (UYU Million), 2009–2013
Figure 104: Uruguayan Personal Accident and Health Insurance – Commission Paid to Other Channels (UYU Million), 2013–2018
Figure 105: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2009–2013
Figure 106: Uruguayan Personal Accident and Health Insurance – Gross Written Premium (UYU Million), 2013–2018
Figure 107: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2009–2013
Figure 108: Uruguayan Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2013–2018
Figure 109: Uruguayan Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2009–2013
Figure 110: Uruguayan Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2013–2018
Figure 111: Uruguay – Insurance Regulatory Framework
Figure 112: Uruguay – Insurance Supervision and Control at Various Levels
Figure 113: Uruguay – Insurance Regulatory Frameworks for Company Registration and Operation
Figure 114: Uruguayan GDP at Constant Prices (US$ Billion), 2009–2013
Figure 115: Uruguayan GDP Per Capita at Constant Prices (US$), 2009–2013
Figure 116: Uruguayan GDP at Current Prices (US$ Billion), 2009–2013
Figure 117: Uruguayan GDP Per Capita at Current Prices (US$), 2009–2013
Figure 118: Uruguayan Inflation Rate (%), 2009–2013
Figure 119: Uruguayan Annual Average Exchange Rate US$–UYU, 2009–2013
Figure 120: Uruguayan Commercial Vehicle Exports – Total Value (US$ Million), 2009–2013
Figure 121: Uruguayan Commercial Vehicles Imports – Total Value (US$ Million), 2009–2013
Figure 122: Uruguayan Automotive Exports – Total Value (US$ Million), 2009–2013
Figure 123: Uruguayan Automotive Imports – Total Value (US$ Billion), 2009–2013
Figure 124: Uruguayan Internet Subscriptions (Millions), 2009–2013
Figure 125: Uruguayan Unemployment Rate (%), 2009–2013
Figure 126: Uruguayan Total Population (Million), 2009–2013
Figure 127: Uruguayan Urban and Rural Populations (%), 2009–2013
Figure 128: Uruguayan Population Distribution by Age (%), 2008–2012
Figure 129: Uruguayan Life Expectancy (Number of Years), 2009–2013

Make an enquiry before buying this Report

Please fill the enquiry form below.

  • Full Name *
  • Your Email *
  • Job Title *
  • Company *
  • Phone No. * (Pls. Affix Country Code)
  • Message
  • Security Code *