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Maximizing Retail Banking Cost Efficiency: Product Design and Pricing Strategies

Published By :

Timetric

Published Date : Dec 2013

Category :

Banking

No. of Pages : 25 Pages


Synopsis

This report looks at how banks can improve their cost efficiency through product design and pricing strategies

Summary

Banks across the world are revisiting their operational strategies, branch banking models, distribution channels and expansion strategies to achieve cost efficiencies and increase profits. To increase profitability, the focus is on selling high-margin profitable products and services, and scaling down unprofitable operations.

Scope

  • This report provides an analysis of key trends and drivers within retail banking 
  • Profitability Outlook 
  • Examination of the most cost efficient product design and pricing strategies

Reasons To Buy

  • Gain insight into the various product design and pricing strategies adopted by banks to maximize cost efficiencies Understand current and future drivers of retail banking profitability 
  • Examine best practice case examples adopted by various banks across the world to increase profitability and achieve cost-efficiency

Key Highlights

N/A
Table of Content

1 Executive Summary

2 Retail Banking Market Dynamics and Profitability Outlook
2.1 Profitability Outlook of Retail Banks
2.2 Analysis of Market Drivers and Key Challenges

3 Product Design and Pricing Strategies
3.1 Product Design Framework for Profitability
3.2 Best Practices
3.2.1 Citibank in Australia adopts product bundling strategy to strengthen its position
3.2.2 Bulbank launched female-friendly branch and products to service its niche customer segment
3.2.3 BankAtlantic developed an effective deposit pricing strategy to increase its profit margin

4 Appendix
4.1 Methodology
4.2 Contact Timetric
4.3 About Timetric
4.4 Timetrics Services
4.5 Disclaimer

List of Table

Table 1: Current and Future Drivers of Retail Banking Profitability
Table 2: Impact of Banking Regulations

List of Chart

Figure 1: Market Drivers and Key Challenges
Figure 2: Key Factors for Technological Investment
Figure 3: Case Study Citibank Australia
Figure 4: Case Study Bulbank Bulgaria
Figure 5: Case Study BankAtlantic

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